South Africa’s fintech market enters 2026 on firm growth momentum, with forecasts placing its value between USD 1–7 billion in the mid-2020s and projecting strong double-digit expansion through the next decade, led by payments, digital lending and embedded finance. The country stands within Africa’s core fintech growth cluster alongside Nigeria, Kenya and Egypt, and remains one of the continent’s most sophisticated customer bases for digital finance. The 1st edition of the Africa Fintech Forum was blessed with the support of the Financial Sector Conduct Authority, and we extend our thanks as we build on that foundation for the 2026 edition
On the regulatory front, South Africa’s Twin Peaks architecture continues to mature, with the South African Reserve Bank and the FSCA sharpening oversight while encouraging innovation. The rollout of crypto-asset licensing, the progression of the Conduct of Financial Institutions Bill, and the phased introduction of open banking and open finance standards signal a regulatory environment that balances consumer protection with market dynamism. The regulatory programme around payments modernisation and data-sharing frameworks is positioning South Africa as one of the most forward looking financial jurisdictions on the continent
The wider fintech ecospace is expanding through deeper bank-fintech collaboration, more embedded financial services across retail and commerce, and the rapid rise of real-time payments infrastructure such as PayShap. Even in a tighter funding cycle, South African fintechs continue to scale into regional markets, building on strong technical talent, high digital adoption and robust financial infra structure. Growth is now driven by sustainable business models, richer data capabilities and a shift toward partnership-driven innovation that links banks, telcos, fintechs and non-financial platforms.
These converging forces make the 2nd edition of the Africa Fintech Forum on 24 March 2026 in Johannesburg an important gathering for leaders shaping the future of digital finance in Africa. The event offers a strategic view of South Africa’s evolving regulatory and technological landscape, direct engagement with key decision-makers, and an opportunity to understand how the next wave of fintech growth will be built. For anyone seeking deep insight, regional expansion pathways or high-value collaboration, this forum stands out as a significant platform.
Format: Conference
Topic: FinTech
Distribution: in-person
Talk language: English
Ticket cost: Paid access